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The Swiss insurance deadlines calendar

Missing a deadline costs you a whole year at the wrong rate.

Updated 5 September 2026 · Information drawn from official legal texts (fedlex.admin.ch), the Federal Office of Public Health (FOPH) and health insurer websites.

🇫🇷 The detailed content of this page is currently available in French; translations are on the way. For legal texts, the French version prevails. Request advice in English →

Date	What	Rule
31 March	LAMal termination for 30 June	Standard model with CHF 300 deductible only, 3 months’ notice, arrival counts
30 June	Collective LPP termination (SME)	Usual 6-month notice for 31 December, check your contract
Sept–Oct	LAMal premiums published	The ideal window for your comparison
30 November	LAMal termination for 31 December	Must reach the insurer by this day, send registered mail mid-November
31 December	Pillar 3a payment	Must be credited before year-end to be deductible
3 months before expiry	LCA, household, car, legal protection	Usual notice period, read the T&Cs, tacit renewal
3 months from arrival / job start	LAMal affiliation / right of option	Retroactive for newcomers; the choice is essentially irrevocable

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