Businesses
Self-employed & SMEs: protect your business at the right price
Between legal obligations (accident, pension) and vital covers (sickness benefits, liability): how to structure your business insurance.
Updated 5 September 2026 · Information drawn from official legal texts (fedlex.admin.ch), the Federal Office of Public Health (FOPH) and Swiss federal data.
🇫🇷 The detailed content of this page is currently available in French; translations are on the way. For legal texts, the French version prevails. Request advice in English →
Self-employed
Vital · optional
Daily sickness benefits
Illness stops your income: the self-employed person’s no. 1 cover.
Learn more →Voluntary LAA
Accident for the self-employed
Not covered automatically: voluntary LAA or accident within LAMal.
Learn more →SMEs & employers
LPP · mandatory
Collective LPP
Your employees’ pillar 2: compare interest, fees, risk benefits.
Learn more →LAA · mandatory
LAA & collective sickness
Occupational accidents mandatory, daily benefits strongly advised.
Learn more →Recommended
Business & professional liability
Third-party damage, professional errors: your company’s shield.
Learn more →Depends on activity
Property, cyber & interruption
Premises, machines, data: so a claim doesn’t become a bankruptcy.
Learn more →Free advice in English
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