Free tool
Calculator: estimate your LAMal premium in 30 seconds
Indicative estimate by canton, age, deductible and model, plus your 3a tax-savings calculator.
Updated 5 September 2026 · Information drawn from official legal texts (fedlex.admin.ch), the Federal Office of Public Health (FOPH) and Swiss federal data.
LAMal premium estimate
Indicative estimate based on cantonal averages (FOPH 2025), not contractual. Real premiums vary widely between insurers: that is exactly why comparing pays.
Pillar 3a tax savings
Indicative average marginal rate (federal + canton + commune). 3a cap for employees: CHF 7,258 (2025).