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Calculator: estimate your LAMal premium in 30 seconds
Indicative estimate by canton, age, deductible and model, plus your 3a tax-savings calculator.
Updated 5 September 2026 · Information drawn from official legal texts (fedlex.admin.ch), the Federal Office of Public Health (FOPH) and Swiss federal data.
LAMal premium estimate
Indicative estimate based on cantonal averages (FOPH 2025), not contractual. Real premiums vary widely between insurers: that is exactly why comparing pays.
Pillar 3a tax savings
Indicative average marginal rate (federal + canton + commune). 3a cap for employees: CHF 7,258 (2025).
🏆 LAMal premium comparison 2026
Official data from the Federal Office of Public Health (FOPH). No personal data collected.
📊 Where do these figures come from?
2027 premiums approved by the Federal Office of Public Health (FOPH) and published on 29 September 2026 as open data (official file Prämien_CH.csv, over 219,000 premiums). We show monthly premiums for adults (26 and over) in the canton’s cheapest premium region. Insurer names come from the official list of FOPH numbers (Statistics on compulsory health insurance, table T 5.01). Some small regional insurers only accept residents of certain municipalities. Unmodified data, no commercial partnership with the insurers shown.
Official federal premium calculator (priminfo.admin.ch) · FOPH open data (opendata.swiss) · Official list of insurers and FOPH numbers
2027 premiums approved by the Federal Office of Public Health (FOPH) and published on 29 September 2026 as open data (official file Prämien_CH.csv, over 219,000 premiums). We show monthly premiums for adults (26 and over) in the canton’s cheapest premium region. Insurer names come from the official list of FOPH numbers (Statistics on compulsory health insurance, table T 5.01). Some small regional insurers only accept residents of certain municipalities. Unmodified data, no commercial partnership with the insurers shown.
Official federal premium calculator (priminfo.admin.ch) · FOPH open data (opendata.swiss) · Official list of insurers and FOPH numbers